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1. AMEX Travel Insurance™ is underwritten by RBC Insurance Company of Canada. In Quebec certain coverages are underwritten by RBC General Insurance Company.
2. Subject to benefit limits and other policy terms and conditions.
3. For more information on your current Card coverage, please visit americanexpress.ca or call the number on the back of your American Express Card.
In this outline, we have given a brief description of the benefits available under this plan. All the provisions of the plan are contained in the Certificate of Insurance. Certain exclusions, limitations, maximums and definitions apply. Please read your Certificate of Insurance carefully.
* All trips within a 12 month period must be a maximum of 10 or 31 day duration depending on the Multi-Trip Annual Plan option purchased. Insurance coverage can be purchased for additional days on a per trip basis subject to the terms and conditions of the policy.
Exclusions and Limitations
Group insurance policy U-1014458-A, issued to Amex Bank of Canada, is underwritten by RBC Insurance Company of Canada. Assistance services are provided by Assured Assistance Inc. (Assured Assistance). A Certificate of Insurance with full details of the plan will be mailed to persons enrolled in the program. As with all insurance, certain restrictions and limitations apply. The terms and conditions of the group insurance policy will prevail. For additional information please call 1-866-896-5703. Certain Travel Assurance packages provide coverage for emergency medical expenses incurred by you while outside your Canadian province or territories of residence so long as you are covered under a Canadian government health insurance plan.
Amex Bank of Canada and its affiliates are not liable for any coverage or benefit provided by the underwriter of the policy. If you have any dispute related to coverage or benefit, please contact the underwriter directly at the phone number indicated below.
Once enrolled, you will receive a certificate of insurance from RBC Insurance Company of Canada outlining all the applicable benefits, limitations, conditions and exclusions. Please read the certificate carefully.
Amex Bank of Canada identifies insurance providers and products that may be of interest to some of its customers. In this role we do not act as an agent or fiduciary for you, and we may act on behalf of the insurance provider, as permitted by law. We want you to be aware that we receive compensation from insurance providers and our compensation may vary by provider and product. Also, in some cases, an affiliated American Express entity may be the insurer or reinsurer and may earn insurance or reinsurance income. The arrangements we have with certain providers, including the potential to reinsure products, may also influence what products we identify. We do not require you to purchase any insurance product, and you may choose to cover your insurance needs from other sources on terms they may make available to you.
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